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Hubris - a great word. It appeals to the Pessimist and annoys the Optimist in me. Just when one is getting along nicely and thinking all one's affairs are being managed, along comes The Fates/God/Life and sticks a stick in the spokes.
I thought I was managing our household accounts very efficiently, juggling credit cards and savings accounts to make sure no excess account fees or interest were being incurred, looking for the best deals when buying the new consumer item, keeping a watch on statements as they came in.
I obviously wasn't paying the right amount of attention when I filled in a monthly payment slip and instead of $xxx.10 I wrote $xxx.01. The credit interest vultures were circling and when they saw my 09c mistake they swooped to the kill. Two months later I see my little error cost me several hundred dollars in debit interest charges but was this obvious? Was the failure to pay off the full statement amount highlighted in the next communication with the bank - of course not! That's how those big billion dollar profits are made.
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1 comment:
Make a complaint, it's usually worth the effort, we need to fight back.
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